[
  {
    "id": "1",
    "title": "Access To Loans",
    "icon": "flaticon-business-report",
    "short_descriptionn": "UPNMG members can have access to soft loans at very low interest rates...",
    "detailed_descriptionn": "UPNMG members can have access to soft loans at very low interest rates. This is one of our flagship policies aimed at giving financial freedom to nurses and midwives. To qualify for a loan, members must contribute for a minimum of 4 months towards the UPNMG Fund. The maximum loan period is 3 years and the interest rate is 11% per annum. The era of high interest rates from banks and microfinance companies is over."
  },
  {
    "id": "2",
    "title": "Hire Purchase",
    "icon": "flaticon-remuneration",
    "short_descriptionn": "UPNMG operates a central shop where members can conveniently pick up items on a hire purchase basis...",
    "detailed_descriptionn": "UPNMG operates a central shop where members can conveniently pick up items on a hire purchase basis. Plans are underway to open additional shops in various regions. Members can also select items from a network of registered affiliate shops (Hisense, Franko Phones, Electroland, Electromart, TCL, etc.) across the country. This service is primarily for UPNMG members, but non-members who are government employees can also access it, albeit at a different interest rate. Items available include electronics (televisions, laptops, washing machines, air conditioners), kitchen appliances, mattresses, and more. The interest rate for the hire purchase is 10% per annum, and the maximum repayment period is 12 months."
  },
  {
    "id": "3",
    "title": "Insurance Scheme",
    "icon": "flaticon-strategy",
    "short_descriptionn": "The dynamics of the modern workplace are shifting, with many employers scaling back on benefits such as health insurance...",
    "detailed_descriptionn": "The dynamics of the modern workplace are shifting, with many employers scaling back on benefits such as health insurance, pension plans, reasonable working hours, and job safety. This shift highlights the importance of unions in offering essential support to their members. One key reason for joining a union like UPNMG is the comprehensive insurance cover it provides. UPNMG has designed a quality life term insurance plan for its members and their families at no additional cost. Simply being a dues-paying member entitles you to these benefits. The plan includes a daily hospitalization benefit of 30 cedis per day for up to 30 days per year. Additionally, it provides financial support for critical life events, including GHS 1,000 for the death of a spouse, GHS 2,000 for the death of a member, and GHS 4,000 for partial disability. This insurance scheme reflects UPNMG's commitment to protecting and supporting its members through life's challenges."
  },
  {
    "id": "4",
    "title": "Scholarships & Research Grants",
    "icon": "flaticon-brainstorming",
    "short_descriptionn": "UPNMG is committed to advancing the professional and academic development of its members through its Scholarship Scheme and Research Grants initiative...",
    "detailed_descriptionn": "UPNMG is committed to advancing the professional and academic development of its members through its Scholarship Scheme and Research Grants initiative. Members who wish to further their studies and meet the necessary qualifications will be considered for scholarships after a thorough review by a dedicated committee. Additionally, research grants are available to members conducting studies related to nursing, midwifery, and health. A panel of seasoned researchers and academicians will assess these research works and ensure their quality, with the best submissions considered for publication in upcoming UPNMG magazines. To kickstart this initiative, the union has deposited a seed capital of GHS 100,000 into the scholarship account. The goal is to grow this fund significantly by partnering with agencies, NGOs, and other organizations committed to supporting education and research. . By leveraging these collaborations, UPNMG aims to create a sustainable funding source to empower members to achieve their academic and research aspirations, contributing to the overall advancement of healthcare."
  },
  {
    "id": "5",
    "title": "Land and Housing Scheme",
    "icon": "flaticon-segmentation",
    "short_descriptionn": "UPNMG's Housing and Land Scheme is designed to ease the accommodation burden on members by providing...",
    "detailed_descriptionn": "UPNMG's Housing and Land Scheme is designed to ease the accommodation burden on members by providing opportunities to own homes and acquire affordable land. UPNMG has already acquired lands in various locations across the country, including the Upper West, Northern, Brong Ahafo, Volta, and Savanna Regions, which are available to members through flexible payment plans. Plans are underway to expand this initiative to other regions to increase accessibility for all members. UPNMG also plans to establish 'UPNMG Cities,' exclusive communities where members can acquire plots of land and build homes. These cities are envisioned to develop into vibrant neighborhoods fully owned by nurses and midwives The scheme also supports members in starting housing projects at their preferred locations, ensuring flexibility and personalized solutions. This comprehensive approach aims to foster security, community, and pride in homeownership for all UPNMG members. "
  },
  {
    "id": "6",
    "title": "Health Fund",
    "icon": "flaticon-business-report",
    "short_descriptionn": "In addition to the comprehensive insurance coverage provided to members, UPNMG has established a dedicated Health Fund...",
    "detailed_descriptionn": "In addition to the comprehensive insurance coverage provided to members, UPNMG has established a dedicated Health Fund to address the health needs of its members in times of critical need. This fund is specifically allocated to support members who sustain injuries through workplace accidents or contract illnesses while performing their duties as nurses or midwives. It serves as a financial safety net, ensuring that no member is left without the necessary medical care due to financial constraints. As the fund grows, UPNMG plans to expand its scope to include coverage for high-cost medical procedures such as dialysis, organ transplants, cancer treatments, and other specialized healthcare services This initiative will significantly reduce the financial burden of accessing advanced medical care, which is often prohibitively expensive. This initiative underscores UPNMG’s dedication to safeguarding the health and well-being of its members, empowering them to continue delivering quality healthcare services with confidence and peace of mind. "
  },
  {
    "id": "7",
    "title": "CPD Training",
    "icon": "flaticon-remuneration",
    "short_descriptionn": "UPNMG is committed to ensuring that nurses and midwives maintain updated academic and practical knowledge...",
    "detailed_descriptionn": "UPNMG is committed to ensuring that nurses and midwives maintain updated academic and practical knowledge to deliver quality healthcare services. To achieve this, the union has established a structured policy to support Continuing Professional Development (CPD) for its members. Through strategic partnerships with accredited institutions, UPNMG facilitates access to CPD courses designed to enhance the skills and competencies of nurses and midwives. The union also allocates financial resources specifically for the training and professional growth of its members. Through strategic partnerships with accredited institutions, UPNMG facilitates access to CPD courses designed to enhance the skills and competencies of nurses and midwives. Furthermore, the union allocates financial resources specifically for the training and professional growth of its members, demonstrating a strong commitment to lifelong learning and excellence in practice. This policy underscores UPNMG's dedication to equipping its members with the knowledge and skills required to adapt to evolving healthcare demands, ensuring their professional advancement and contribution to improved healthcare outcomes."
  },
  {
    "id": "8",
    "title": "Improved Welfare",
    "icon": "flaticon-brainstorming",
    "short_descriptionn": "UPNMG is dedicated to enhancing the welfare of nurses and midwives across the country by prioritizing better conditions of service...",
    "detailed_descriptionn": "UPNMG is dedicated to enhancing the welfare of nurses and midwives across the country by prioritizing better conditions of service. To achieve this, UPNMG will actively engage in proper collaborations with the holder of the Collective Bargaining Certificate (CBC) and other nursing and midwifery unions. By fostering strong partnerships, UPNMG aims to ensure that critical issues such as improved salaries, allowances, and working conditions are effectively addressed for all nurses and midwives nationwide. These collaborations will create a unified front, amplifying the voice of nurses and midwives during negotiations and policy discussions. . Drawing on the collective experience and strategies of other unions, UPNMG will explore all legitimate avenues to secure fair and sustainable conditions of service, ensuring that the professional and economic needs of nurses and midwives are met with utmost priority."
  },
  {
    "id": "9",
    "title": "Annual Souvenirs",
    "icon": "flaticon-segmentation",
    "short_descriptionn": "As part of UPNMG's commitment to recognizing and appreciating its members, an Annual Souvenirs Program has been established to celebrate...",
    "detailed_descriptionn": "As part of UPNMG's commitment to recognizing and appreciating its members, an Annual Souvenirs Program has been established to celebrate the dedication and contributions of nurses and midwives. Each year, members will receive carefully curated souvenirs that reflect the union's gratitude and commitment to its vision of fostering unity, pride, and professionalism among its members. The souvenirs include practical and symbolic items such as union-branded cloth, backpacks, calendars, diaries, Lacoste shirts and other useful merchandise. These items not only serve as tokens of appreciation but also help promote a sense of identity and belonging among members, reinforcing their connection to the union's mission. UPNMG aims to ensure that these souvenirs are not only high-quality but also meaningful, aligning with the professional needs and aspirations of its members. Moving forward, the union will explore opportunities to personalize souvenirs, integrate environmentally sustainable materials and include items that promote professional growth and development. Through this program, UPNMG has reinforced its vision of fostering a supportive and empowered community of nurses and midwives who are celebrated for their invaluable contributions to healthcare and society."
  },
  {
    "id": "10",
    "title": "Entrepreneurship Training",
    "icon": "flaticon-strategy",
    "short_descriptionn": "In line with UPNMG’s vision to empower nurses and midwives, the union is committed to promoting financial freedom and economic resilience among its members...",
    "detailed_descriptionn": "In line with UPNMG’s vision to empower nurses and midwives, the union is committed to promoting financial freedom and economic resilience among its members. UPNMG will organize comprehensive entrepreneurship training programs tailored specifically for nurses and midwives. Topics will include business planning, financial management, marketing strategies, and navigating regulatory environments. By fostering an entrepreneurial mindset, UPNMG seeks to unlock the potential of nurses and midwives, enabling them to diversify their income streams and achieve long-term financial independence. To support the implementation of these business ideas, UPNMG will provide members with access to flexible loan facilities at competitive rates.This financial support will allow members to establish and grow their enterprises, creating employment opportunities within their communities and contributing to national economic development. UPNMG’s approach ensures that members are not only skilled professionals in healthcare but also successful entrepreneurs capable of leading sustainable businesses. By aligning with its vision of empowering members both professionally and economically, UPNMG strives to build a future where nurses and midwives are recognized not just as healthcare providers but also as contributors to economic progress and societal wellbeing."
  },
  {
    "id": "11",
    "title": "Auto Schemes",
    "icon": "flaticon-strategy",
    "short_descriptionn": "UPNMG is dedicated to enhancing the mobility and convenience of its members by facilitating access to affordable and flexible vehicle ownership...",
    "detailed_descriptionn": "UPNMG is dedicated to enhancing the mobility and convenience of its members by facilitating access to affordable and flexible vehicle ownership through its Auto Scheme. UPNMG is partnering with reputable financial institutions and automotive companies to offer members competitive financing options for vehicle purchases. This scheme will enable members to acquire vehicles through manageable payment plans, tailored to suit their financial circumstances. The initiative not only improves the quality of life for members but also enhances their ability to deliver healthcare services efficiently, especially in underserved areas where transportation can be a significant challenge. To further support this vision, UPNMG is actively engaging with the government to reinstate the vehicle import waiver for health workers, reducing the cost of imported vehicles and making them more accessible to members. In addition, , the union is exploring partnerships with automotive companies to offer environmentally friendly options such as hybrid and electric vehicles, in line with global sustainability goals. This policy reflects UPNMG’s commitment to empowering its members with practical solutions that improve their professional and personal lives, fostering a workforce that is not only mobile but also motivated and resilient in their service to the nation. "
  },
  {
    "id": "12",
    "title": "Employment of Newly Qualified Nurses and Midwives",
    "icon": "flaticon-strategy",
    "short_descriptionn": "UPNMG remains steadfast in its commitment to supporting newly qualified nurses and midwives in securing gainful employment. Recognizing the challenges ..",
    "detailed_descriptionn": " faced by these professionals, the union actively engages with the government to advocate for the timely recruitment and deployment of qualified individuals into public healthcare institutions UPNMG also facilitates initiatives aimed at addressing the bottlenecks in employment processes, ensuring ensuring that newly qualified healthcare workers can transition seamlessly from training to practice This approach aligns with the union's vision to empower its members and strengthen the national healthcare workforce In addition to domestic opportunities, UPNMG is collaborating with government agencies and international partners to establish a transparent and ethical system for exporting nurses and midwives to countries with high demand for healthcare professionals. This initiative not only reduces unemployment but also positions Ghana as a key player in global healthcare delivery, contributing to foreign income generation for the country. Furthermore, UPNMG is advocating for policies to ensure that private healthcare facilities offer competitive wages and improved working conditions, encouraging more professionals to consider employment in the private sector. By addressing both local and international employment opportunities, , UPNMG is committed to securing the professional futures of its members while contributing to the broader socio-economic development of the nation."
  },
  {
    "id": "13",
    "title": "No Building Levy",
    "icon": "flaticon-strategy",
    "short_descriptionn": "UPNMG is committed to alleviating financial burdens on its members by ensuring that no deductions for building levies will be imposed....",
    "detailed_descriptionn": " UPNMG is committed to alleviating financial burdens on its members by ensuring that no deductions for building levies will be imposed. This policy is designed to protect members’ takehome salaries, allowing them greater financial flexibility and stability By eliminating mandatory levies for construction projects, UPNMG demonstrates its dedication  to safeguarding members' financial well-being while pursuing innovative funding solutions for infrastructure development. This approach ensures that members can focus on their personal and professional goals without additional financial strain In alignment with our vision, UPNMG will fund hospital construction and other critical projects through strategic investments and resource optimization, without imposing any direct financial burden on members. The union aims to build and operate  state-of-the-art healthcare facilities to provide employment opportunities for nurses, midwives,  and specialists, both locally and internationally, as needed. These hospitals will not only enhance healthcare delivery but also create a sustainable source of revenue to fund further projects and initiatives. By leveraging creative financing models, partnerships, and internal resources, UPNMG reaffirms but also create a sustainable source of revenue to fund further projects and initiatives.its commitment to advancing the welfare of its members and contributing to the development of the nation’s healthcare system without compromising the financial security of our members."
  }
]